98%

Successful deal closures

13+

Years of brokerage experience

$485M+

Total transaction value

Closings

Residential & Commercial Transactions

We built our residential and commercial real estate practices on the foundation of personalized and attentive service. No matter which party we are representing – agent, buyer, builder, developer, lender or seller – our top priority is to provide the highest level of care and competency to all involved, making each closing transaction an extraordinary experience.

Carter Mackenzie employs the latest in real estate technology. We are committed to investing in programming and software to enhance our security and efficiency, while also enabling us to lead the industry into the future of real estate transactions.

Residential Closings

What Happens at the Closing:

Your closing attorney will act on behalf of your mortgage lender and will orchestrate the

signing of numerous documents. Usually, the purchaser(s) or borrower(s) will sign a:

Promissory Note – The “IOU” which specifies the borrowed amount, interest rate, and

the time in which the debt will be repaid.

Security Deed – The deed that allows the lender to foreclose on the property if the borrower

fails to repay the debt. The Security Deed is recorded in the County courthouse.

Closing Disclosure and other lender documents.

The seller will sign a deed transferring title to the property to the purchaser. The Settlement Statement, also known as a closing statement, will provide all details of the transaction, including the amount that the purchaser/borrower needs to bring to the closing and the amount of the seller’s sale proceeds.

Read below for important information regarding your closing. Please note that all signing parties must bring a driver’s license and another form of photo id to the closing.

Funds: Carter Mackenzie accepts personal, certified, and cashiers checks from borrowers for amounts up to $5,000. Any additional funds required for closing, including funds brought by the seller, must be wired. We will provide our wire instructions via a secure platform called CertifID.

Powers of Attorney (POA): We will happily prepare a Power of Attorney for any party that is unable to attend the closing. All POAs must be signed in the presence of a witness and a notary public who will affix a notary seal. We require that the document is sent to us upon completion along with a copy of the party’s driver’s license. The original POA is required at closing. Many lenders require the POA in advance for approval, so please let us know as soon as possible if a POA might be required. Our fee for preparing a POA is $125.

Mail-Outs: We can mail out or email out closing papers to buyers and/or sellers who are unable to attend the closing for an additional fee. Sufficient notice is imperative in order to prepare the documents and have them returned to our office by the closing time. We also require that you send a copy of your driver’s license. Please contact our office as soon as possible if your closing will be a mail-out.

Corporations/Companies/Trusts: If the title to the property is vested in the name of a corporation, company, or trust, we require a copy of all pertinent documents, including the Operating Agreement, Articles of Incorporation, Trust Agreement, etc., as well as tax identification numbers. These items are required in advance or we will be unable to close.

Agents: Please be sure to provide Campbell & Brannon with all contract agreements and the commission agreement well in advance of the closing date. If there is a Homeowner’s Association involved, please provide us with the best contact information for the HOA.

Other Special Circumstances: If your closing will involve a 1031 Tax-Free Exchange or any other special circumstances, please let us know as soon as possible. If you are an out-of-state investor or a foreign seller, please also alert us as we will need to make sure we address any tax implications before the closing.

Our Fees (Residential Only)

Purchase Transactions

1. Settlement Fee: $825.00

2. Title Examination: $275.00.

3. Title Insurance: Quotes for Owner’s and Lender’s Title Insurance policy premiums may be obtained using the online rate calculators available here or by contacting our offices directly.

4. Insured Closing Protection Letter: $45.00-$50.00. For closings in excess of $2,000,000, please call our offices for all fee quotes.

5. Document Preparation: $150.00

Cash Purchase Transactions

1. Settlement Fee: $775.00

2. Title Examination: $275.00

3. Title Insurance: Quotes for Owner’s Title Insurance policy premiums, may be obtained using the online rate calculators available here or by contacting our offices directly.

The fees quoted contemplate that we will be the issuing agent for any title insurance policy (or policies) insuring title associated with this transaction. If you elect not to purchase an owner’s title insurance policy, we reserve the right to increase the fees charged on the transaction to adequately reflect the attorney and paralegal’s time spent, or to decline to close the transaction altogether.

Refinance Transactions

1. Settlement Fee : $475.00* – If lender waives title insurance additional fees will apply.

2. Title Exam: $75.00

3. Title Insurance: Quotes for Lender’s Title Insurance policy premiums may be obtained using the online rate calculators available here or by contacting our offices directly.

4. Insured Closing Protection Letter: $45.00-$50.00.

The fees quoted contemplate that we will be the issuing agent for any title insurance policy (or policies) insuring title associated with this transaction. If you elect not to purchase an owner’s title insurance policy, we reserve the right to increase the fees charged on the transaction to adequately reflect the attorney and paralegal’s time spent, or to decline to close the transaction altogether.

*Returning customers will receive a $50 credit ($425 closing fee)

Additional Title Services

The following fees will apply if these additional services are required:

Power of Attorney Plus Recording – $125.00

REO Coordination Fee for Buyer – $350.00

Courtesy Deed Preparation at Closing – $75.00

Escrow Agreement & Administration of Escrow (not tax appeals) – $250.00-$500.00

Preparation of Encroachment/Easement Agreement plus Recording – $400.00

Mail Away Package to Borrower – $350.00

Mail Away Package to Seller – $200.00

Subordination Agreement Handling – $150.00

Second Mortgage Loan Closing – $350.00

Separate Closing Time Fee charged to requesting party – $150.00

1031 Exchange (includes mailout to exchange) – $350

Seller Short Sale Fee – $2000.00

Seller Post Closing Per Loan – $45.00

Seller Payoff Handling Per Loan – $45.00

Extensive Seller Title Clearance Fee – As Required

FinCen Reporting Fee – $295

Recording and Transfer Taxes

1. Recording Fees: $25.00 per document. (Additional fees may apply in those counties utilizing e-recording).

2. Intangible Tax: $1.50 per five hundred dollars of the loan amount (round loan amount up to the nearest five hundred).

3. Transfer Tax: $1.00 per thousand dollars of the sales price (round sales price up to the nearest thousand).

Carter Mackenzie LLC, Real Estate Attorneys

+1 972 823 6130

Mon–Fri, 9am–6pm, Central Standard

office@cartermackenziellc.com

Support: support@cartermackenziellc.com

At Carter Mackenzie, we are committed to providing the highest level of care in delivering a professional and extraordinary experience for each client.

© 2026 Carter Mackenzie LLC. All rights reserved.

8080 N CENTRAL EXPRESSWAY STE 1700

DALLAS TX 75206